China Insider
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They bought “love insurance” in college. Ten years later it actually paid

Remember those dramatic “forever” promises you made in school? One Chinese couple just found out that an old impulse can age better than most people expected.

Remember those dramatic “forever” promises you made in school? One Chinese couple just found out that an old impulse can age better than most people expected. 👀

Back in 2015, university student Wu noticed a quirky product from China Life Property & Casualty Insurance Company while browsing online. The policy cost 199 RMB and promised a reward if she married her partner within 3 to 10 years. The options sounded wild — 10,000 yuan in cash, roughly $1,400, or a mountain of roses. Her boyfriend Wang laughed at the idea and treated it as a silly game between students. They bought the policy purely for fun, never imagining it would create any future twist, and the relationship simply continued as normal.

The two stayed together through exams, internships, and first jobs, slowly proving that their bond was far more real than the contract in the drawer. After a full decade, they registered their marriage in late 2025. During the 2026 New Year break, Wu rediscovered the forgotten document while cleaning the apartment and realized it was still valid, even though China Life discontinued the product in 2017 and stopped selling new policies after that year. 🌐

Already married and with no need for truck-loads of flowers, they chose the cash payout and shared the story online. The internet loved it, celebrating the patience behind the relationship more than the product itself.

Some promises matter not because they are romantic — but because they survive real time and reality.

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